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Ripple Co-Founder Chris Larsen Sparks Trillionaire Debate as XRP Price Dreams Resurface

Ripple Co-Founder Chris Larsen Sparks Trillionaire Debate as XRP Price Dreams Resurface

A fresh wave of speculation has engulfed the XRP community after a viral post suggested that Ripple co-founder Chris Larsen could become the world’s first trillionaire, under a highly optimistic price scenario for the XRP token.

The post, shared by prominent XRP community member @the5blairs on X, claims that Larsen currently holds approximately 2.7 billion XRP. If XRP were ever to reach $1,000 per token, his holdings would be valued at an eye-popping $2.7 trillion.

The thread didn’t stop there. It laid out a hypothetical global wealth transformation, estimating that the price surge could create hundreds of new billionaires and hundreds of thousands of new millionaires.

Specifically, the post projected 300 to 500 new billionaires, 10,000 centimillionaires (net worths over $100 million), and 100,000 decamillionaires ($10 million+), assuming no premature sell-offs.

Market Reality or Pipe Dream?

While such predictions may energize parts of the XRP fan base, analysts and market veterans have been quick to apply the brakes.

Financial experts point to XRP’s circulating supply, market capitalization constraints, and regulatory headwinds as major challenges to reaching even a fraction of the projected $1,000 target.

At the current circulating supply of approximately 55 billion XRP, a $1,000 price would push the market cap past $55 trillion — more than double the entire global GDP.

“It’s fantasy economics,” one market analyst told 36crypto. “Digital assets are evolving, yes, but valuation models still have to respect liquidity, supply, and demand mechanics.”

Even some community members echoed this caution. User @MbtHawk responded to the post saying, “XRP is never going to $1000. $10 is possible. $100 is unlikely. $1000 will never happen.”

His response reflects the more grounded side of the community, which sees long-term growth as achievable, but within reasonable bounds.

Renewed Curiosity in XRP’s Wealth Potential

Yet not everyone is dismissive. For others, the idea of XRP reaching $100 — or even $50 — still holds significant appeal. “All I want is $100 XRP, and I can retire,” wrote @DanielLHarrisUS, with dozens of users rallying around the sentiment. The mix of hope, skepticism, and curiosity has reignited XRP’s speculative energy.

Also contributing to the discussion was the re-emergence of financial literacy terms like “centimillionaire” and “decamillionaire,” which drew questions from newer investors.

These terms, referring to individuals with net worths of $100 million and $10 million, respectively, highlight how ambitious some investors are becoming about crypto wealth creation.

Broader Context: XRP’s Path Forward

While the trillionaire forecast makes headlines, Ripple continues to pursue more concrete advancements. The company is expanding real-world use cases, including cross-border payments and tokenized assets. Regulatory clarity in the U.S. — and Ripple’s ongoing legal battle with the SEC — remains a critical hurdle in defining XRP’s future.

In the meantime, speculative posts like @the5blairs’ serve as a reminder of how strongly digital asset communities are driven by long-term vision — even if the math doesn’t always align with the headlines.

Whether XRP reaches $10 or $1,000, the conversation underscores a wider truth: crypto wealth narratives continue to evolve, and Ripple’s role in that story remains a magnet for both belief and debate.