XRP has officially joined the ranks of the world’s most valuable assets, now positioned as the 78th largest by market capitalization. This significant milestone places the digital asset above several globally recognized corporations, including legacy energy giant Shell and other long-standing industrial players.
According to data from CompaniesMarketCap.com, XRP’s market capitalization now exceeds $209 billion, marking a pivotal moment in the asset’s journey from regulatory uncertainty to mainstream financial relevance.
Crypto analyst and market commentator Pumpius described the achievement on X (formerly Twitter), writing, “XRP is no longer just a crypto. It’s standing shoulder-to-shoulder with the world’s biggest corporations and commodities—and it’s only the beginning.”
A Turning Point for Digital Asset Adoption
XRP’s climb into the global top 100 comes amid a broader narrative shift in how digital assets are being used and perceived. Over the past year, XRP and its underlying technology, XRP Ledger (XRPL), have gained traction in both public and private sectors.
Government-backed central bank digital currency (CBDC) pilots in countries including Colombia, Montenegro, and Palau have integrated XRPL as part of their financial infrastructure. Meanwhile, private institutions continue to test XRPL for real-time cross-border transactions, tokenized asset platforms, and identity verification solutions.
One of the more novel integrations is with the emerging DNA Protocol, a biotech-fintech crossover aiming to anchor biometric data on distributed ledgers.
This expansion into tokenized healthcare and identity verification underscores the XRPL’s growing role as a multi-industry framework.
XRP Ledger Strengthens Its Role in Institutional Finance
Unlike other blockchain networks focused on decentralized applications or high-yield staking, the XRPL’s design emphasizes speed, cost-efficiency, and regulatory compatibility, qualities that appeal to institutional users.
The ledger settles transactions in three to five seconds with minimal fees and has demonstrated resilience through years of live performance.
Recent months have seen increasing movement by so-called “whale” wallets, indicating deeper involvement by institutions and high-net-worth entities. On-chain data suggests a steady uptick in volume flowing through large accounts, which market watchers interpret as long-term positioning rather than short-term speculation.
This uptick in institutional interest follows Ripple’s continued progress in legal battles and international expansion. After its court in the SEC lawsuit, Ripple has since focused on scaling partnerships across Asia, the Middle East, and Latin America, further driving real-world use of XRP.
On Track for Further Growth
Analysts believe that XRP’s trajectory could become even more bullish if the price approaches or exceeds the $10 threshold. At current supply levels, such a valuation would place XRP among the top 30 global assets, overtaking several blue-chip tech stocks and commodities.
While price projections remain speculative, the current momentum, combined with tangible utility and increasing adoption, suggests that XRP is no longer a niche asset but a serious contender in global finance.
As the broader cryptocurrency market matures and regulatory clarity improves in jurisdictions like the United States and the European Union, assets with defined use cases. such as XRP, are expected to gain a stronger foothold.
Conclusion
XRP’s rise into the world’s top 100 assets by market capitalization marks a significant shift not only for the digital asset itself but for the entire cryptocurrency sector. What was once viewed as a controversial token now commands a valuation higher than many household-name corporations.
As more governments, financial institutions, and technology platforms turn to XRPL for solutions, XRP’s relevance in the global economy continues to grow. Whether used for cross-border payments, digital identity, or tokenized healthcare, XRP is moving beyond its crypto roots to become a core piece of the next-generation financial infrastructure.
