Ripple’s Stablecoin RLUSD Surpasses $100 Million Market Cap

Ripple’s stablecoin, RLUSD, has quickly exceeded a $100 million market capitalization, achieving this milestone just over a month after its launch.

Jack McDonald, Ripple’s Senior Vice President of Stablecoins, confirmed the accomplishment and emphasized the company’s commitment to transparency, regulatory compliance, and financial stability.

To reinforce trust, Ripple has pledged to publish independent monthly attestations verifying RLUSD’s reserves and adherence to the highest regulatory standards. This initiative aligns with Ripple’s long-term strategy to build credibility as RLUSD expands across global trading platforms.

Over-Reserving Strategy Strengthens Market Confidence

Ripple employs an over-reserved model for RLUSD, ensuring that its reserves exceed the total circulating supply. The company backs RLUSD with a combination of U.S. dollar deposits, short-term U.S. government securities, and cash-equivalent assets.

Currently, Ripple maintains over $6 million in excess reserves, further reinforcing financial stability. This over-collateralization model enhances security and liquidity, allowing for seamless redemption processes and positioning RLUSD as a reliable and low-risk stablecoin option.

Expanding Market Reach and Exchange Listings

Ripple has been actively integrating RLUSD across various crypto exchanges, enhancing its availability. Bitstamp, Bitso, and Bullish Exchange now support RLUSD, and more platforms are expected to follow, according to Ripple President Monica Long.

Despite its early momentum, RLUSD still lags behind industry leaders such as:

• Tether (USDT) – Market cap of $139.43 billion
• Circle’s USDC – Market cap of $53.45 billion

However, Ripple’s focus on compliance, transparency, and institutional-grade backing may make RLUSD an attractive alternative for businesses and financial institutions seeking stablecoin solutions aligned with regulatory standards.

Conclusion: RLUSD’s Growing Role in the Crypto Ecosystem

The rapid adoption of RLUSD underscores the rising demand for regulated and transparently backed stablecoins. Ripple’s approach—prioritizing over-reserving, liquidity management, and exchange expansion—positions RLUSD as a serious competitor in the stablecoin market.

As institutional interest in compliant digital assets grows, RLUSD’s market presence is expected to strengthen, solidifying its role within the broader crypto landscape.